I would like some explanation from GAF on what was meant by shingles being "within spec" considering that in my viewpoint, no asphalt roofing shingles with notable bald locations can be considered having a long remaining service life.
Worn or weathered asphalt roofing system shingles which are losing their mineral granules in the course of typical aging, if checked early in the wear cycle, already show little locations of granule loss, starting with bald locations on the shingles which might be just the size of a few mineral granules. If you are inspecting a building right away following a hail storm, supplied it is safe to go outdoors (no lighting, no big falling hailstones, no other weather-related dangers), you might be able to scoop up a handful of hailstones. If you do, photo-document the size of the hailstones.
Defective shingle product effects will show up on all roof slopes (unless the roofing professional did not set up the very same item on all slopes) with variations in the level of defect look as a function of roofing system slope, sun direct exposure and the periodic look of individual packages of shingles that were malfunctioning - for instance due to incorrect storage. (More sun, lower slope = quicker shingle wear). Some defective products appear as specific shingle damage amidst a field of shingles that otherwise look OK. Other types of defective shingle product such as splitting are explained at InspectApedia.com
Hail Damage Repair
The chalk marks were made on the roofing system by a local inspector. In our roof damage image revealed at left and above the circle/slash was a location where the roofing system inspector opined there was no damage, and the "FEET" marked above that area was being utilized to indicate granule loss due to foot traffic.
Hail damage visible from ground level: Start by trying to find proof of hailstorm damage from the ground: mineral granules from asphalt roof may appear at the ends of downspouts; metal elements such as metal siding, a/c or heatpump condensers, and obviously automobiles left outdoors might be dented or damaged.
In other cases, if only a few bundles of shingles were defective, state from improper manufacture or storage, asphalt shingle blistering may appear in shingles in a specific pattern on a roofing following the application pattern of the shingles themselves as they were nailed to the roofing system. Since roof shingles from a single package are usually used over a single area of a roof, this pattern and cause may be self-evident on close assessment of the whole roofing.
Hail-damaged metal parts: Justin Reichl (cited at the end of this post) adds that you might see searching of painted or coated metal surface areas (metal roofing or flashings or seamless gutters) or you may see damage areas on painted or stained wood surfaces at the structure also. Look for hail damage to on-roof elements such as dented metal rain gutters or chimney caps, and valley flashing.
As this case report illustrates, numerous signs of wear or damage may exist on on a roofing system along with other roofing system shingle features that might be mistaken for damage. Sorting these out can puzzle insurance coverage modification claims and disputes of interest may lurk where an inspector does not desire to disturb the insurer or where she or he stands to profit by carrying out repair work on the building.
Hail Damaged Vehicles
We include photographs and text that assist determine different kinds of roof damage and wear, and we go over up-close evaluation of wear areas to enhance the precision of roofing damage or use diagnosis. We describe the role of hailstone size, instructions, and speed in roofing damage from hailstorms, and we discuss the function of roofing slope or pitch, orientation and other elements in roofing wear.
Hail Damage Car
Inspecting your roofing system, for instance, if we saw shingle blisters on all slopes but open shingle blisters after a hail storm appearing mainly on low slopes or slopes facing the primary instructions of impact of the hailstones, that would be an engaging argument for a hail-damaged roofing.
Reichl also explains that other roof materials such as metal roofings, fiber cement roofs, wood roofing systems, built-up roofings and clay or concrete tile roofs can also be harmed by larger hailstones. (Reichl op. cit.)
Hail Damage Repair Near Me
For a professional examination of hail damage to asphalt shingles, see "Hail Damage to Asphalt Roof Shingles", Timothy P. Marshall, Richard F. Hertzog, Scott J. Morrison, Haag Engineering, Dallas TX.
Hail Damage Roof
In sum, ask the roofing system inspector for particular details that support his or her conclusions about the condition of the roofing and about what caused its damage or wear. An inspector who uses only the "bottom line conclusion" without any supporting proof, does not deserve the self-confidence of the structure owner.
Hail damage can be frustrating to handle. Often individuals feel the scenario may have been inevitable and do not feel as though they ought to need to spend for repairs or a deductible. Storm damage is among those unanticipated life surprises everyone needs to handle from time to time. Keep in mind that deductibles remain in place to keep your total insurance coverage expenses at an affordable rate. Hopefully, if you are captured in a storm, you had the insight to purchase detailed coverage on your lorries if you are not equipped to self-insure. Otherwise, you need to make sure you are parking in a garage or under a covering such as a carport as typically as possible.
Hail Damage Repair Cost
The photo at page top [and shown once again at left] in this web post on roof damage evaluations reveals a circle with a line drawn thru and FEET which I figure is meant to suggest "front". Exactly what does the circle with the line show? Appreciate your help. - R.B.
Hail Damage Estimate
You will not be covered for a hail damage claim if you purchased liability only on your automobile insurance coverage policy. Both hail and storm damage is covered under car insurance plan which have noted thorough protection on the damaged vehicle. Comprehensive coverage requires to be acquired prior to damage takes place.
Here's my update. I had other roofers have a look. Among their images of hail damage is listed below. They all stated I had significant hail damage. It was noted there was pitting which could be brought on by blisters (problem?) however there was independently great deals of hail damage.
Hail Damage Insurance Claim
The stucco front porch was enclosed in 2004 and the roofing system over that part has actually similar shingles installed. In 2008, the addition which has the bay window in the garden was developed and also utilized the similar shingles. Please can you offer me your evaluation. Thanks for your aid. - Name withheld. 28 June 2015
Hail Damage Reports
We've been told by [our insurer] that this is the result of producer problem. We submitted a service warranty claim with GAF and they declare their laboratory results show that the shingles are still up the MFG specification and this is hail damage. They will not cover this under warranty. I've been informed by 3 different people (professionals and adjuster) that they've never seen shingles this bad prior to and that this is a serious problem.
I had an insurance coverage adjuster come out and he stated I needed a complete new roofing, new rain gutters, replacement of different window screens and cladding, replacement of outside post lights, re-staining fence, etc.!
Areas of lost mineral granules will be obvious, with more extreme granule loss on roofing system slopes dealing with the instructions from which the hailstones fell (or blew) during the storm. Checking an asphalt shingle roofing shortly after a hail storm, if the roofing system has actually been harmed, must reveal that the areas of mineral granule loss have exposed "fresh" looking shingle substrate - the asphalt fertilized shingle substrate will not yet have actually been weathered by sun direct exposure.
As this case report shows, several signs of wear or damage might be present on on a roofing as well as other roof shingle features that may be mistaken for damage. We include photos and text that assist determine various types of roofing damage and wear, and we go over up-close website evaluation of wear areas to improve the accuracy of roof damage or wear medical diagnosis. Reichl likewise points out that other roof products such as metal roofings, fiber cement roofings, wood roofings, built-up roofs and clay or concrete tile roofing systems can likewise be harmed by larger hailstones. In sum, ask the roof inspector for specific details that support his or her conclusions about the condition of the roofing system and about what triggered its damage or wear. Both hail and storm damage is covered under automobile insurance coverage policies which have actually noted detailed protection on the damaged vehicle.